After being a Muslim, always Seek refuge in Allah from 8 things

It is narrated in many ahadeeth that the Prophet (sallallahu 'alayhi wa sallam) would consistently make this du'a, and many of the Companions heard him repeat it over and over.

اللهم إني أعوذ بك من الهم والحزن ، والعجز والكسل والبخل والجبن ، وضلع الدين وغلبة الرجال

Transliteration: Allahumma inni a’udhu bika minal-hammi wal-huzni wal-’ajazi wal-kasli wal-bukhli wal-jubni wa dala’id-dayni wa ghalabatir-rijal.

English Translation: O Allah, I take refuge in You from (i) anxiety and (ii) sorrow, (iii) weakness and (iv) laziness, (v) miserliness and (vi) cowardice, (vii) the burden of debts and (viii) from being overpowered by men.

(i) anxiety - to be worried about the future
(ii) sorrow - to be in grief about the past
(iii) weakness - incapability in doing something good
(iv) laziness - being lackadaisical
(v) miserliness - being stingy in spending in good
(vi) cowardice - being afraid of standing for the truth
(vii) the burden of debt - being heavily in debt and unable to pay back
(viii) from being overpowered by men - being overpowered by someone unjustly

Source : http://staff.iium.edu.my/sakib/

* note to self